Oconee County property record for 438 Dickard Rd, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,348 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jun 2021) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-00-01-058 |
| Primary APN | 222-00-01-058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,348 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28713 |
|---|---|
| Old Parcel Number | 222 00 01 058 |
| Street Address | 438 DICKARD RD |
| City | SENECA |
| State | SC |
| Zip | 29672-4886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WINDING CREEK (1.00 AC) |
| Legal Subdivision | WINDING CREEK |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 30500 |
Source: Oconee County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 10, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2022 | Intrafamily Transfer, Transfer |
| Jun 4, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2021 · Amount on Record |
| Deed Document Number | 0000019984 |
| Deed Book / Page | 2693 / 170 |
| Last Transfer Date | Feb 25, 2022 |
| Transfer Doc | 0000013668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Number | 0000004884 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 4739/1 |
| Instrument | 4884 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Number | 0000004262 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 4497/319 |
| Instrument | 4262 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Feb 25, 2022 |
| Property Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Number | 0000013668 |
| Book / Page | 2784 / 227 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 13668 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 4, 2021 |
| Property Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Number | 0000019984 |
| Book / Page | 2693 / 170 |
| Map Reference | MB A749 PG 4 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 19984 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 DICKARD RD, SENECA, SC 29672-4886 |
| Document Number | 0000019985 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 4164/186 |
| Instrument | 19985 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $11,538 (-) Land $680 Building $10,858 | $288,450 (-) Land $17,000 Building $271,450 |
| 2023 | $11,538 Land $680 Building $10,858 | $288,450 Land $17,000 Building $271,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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