438 Dickard Rd, Seneca, SC 29672 Property Records

Oconee County property record for 438 Dickard Rd, Seneca, SC 29672

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,348 sqft · built 2001
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Jun 2021)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN222-00-01-058

Property Details

APN / Parcel Number

Primary APN222-00-01-058
Alternative APN
  • 28713

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,348 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialVinyl
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28713
Old Parcel Number222 00 01 058
Street Address438 DICKARD RD
CitySENECA
StateSC
Zip29672-4886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 WINDING CREEK (1.00 AC)
Legal SubdivisionWINDING CREEK
Legal Block1
Legal Lot Number4
JurisdictionOCONEE SC
Township / Civil DivisionWALHALLA
Census Block Group2
Census Block2041
Census Tract30500

Owner

Source: Oconee County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address438 DICKARD RD, SENECA, SC 29672-4886
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 10, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Feb 25, 2022Intrafamily Transfer, Transfer
Jun 4, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Prior SaleJun 4, 2021 · Amount on Record
Deed Document Number0000019984
Deed Book / Page2693 / 170
Last Transfer DateFeb 25, 2022
Transfer Doc0000013668
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address438 DICKARD RD, SENECA, SC 29672-4886
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 DICKARD RD, SENECA, SC 29672-4886

Mortgage

Document Number0000004884
DateOct 15, 2025
Book Page4739/1
Instrument4884
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address438 DICKARD RD, SENECA, SC 29672-4886
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 DICKARD RD, SENECA, SC 29672-4886

Mortgage

Document Number0000004262
DateOct 10, 2023
Book Page4497/319
Instrument4262
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCONEE SC
Recording DateFeb 25, 2022
Property Address438 DICKARD RD, SENECA, SC 29672-4886
Document Number0000013668
Book / Page2784 / 227
Instrument DateFeb 22, 2022
Instrument13668
Transaction TypeTransfer
Record UpdatedMar 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address438 DICKARD RD, SENECA, SC 29672-4886

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCONEE SC
Recording DateJun 4, 2021
Property Address438 DICKARD RD, SENECA, SC 29672-4886
Document Number0000019984
Book / Page2693 / 170
Map ReferenceMB A749 PG 4
Instrument DateJun 1, 2021
Instrument19984
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,091.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 DICKARD RD, SENECA, SC 29672-4886

Mortgage

Document Number0000019985
DateJun 4, 2021
Book Page4164/186
Instrument19985
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$11,538 (-) Land $680 Building $10,858$288,450 (-) Land $17,000 Building $271,450
2023$11,538 Land $680 Building $10,858$288,450 Land $17,000 Building $271,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 64% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WALHALLA
serves 16,010 people · EPA ID SC3710004
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Vyve Broadband
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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