Albany County and Bethlehem Town property record for 442 Delaware Ave, Delmar, NY 12054
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1931 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2023) |
| Tax Bill | $5,887 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.16-3-2 |
| Primary APN | 012200 85.16-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,503 sqft Total Area |
| 1st Floor Area | 975 sqft |
| Upper Floors Area | 528 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 193 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501600030020000000 |
|---|---|
| Street Address | 442 DELAWARE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3040 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CR |
| Legal Description | DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14203 |
442 Delaware Ave, a duplex, is owned by two individuals who bought it in June 2023.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 DELAWARE AVE, DELMAR, NY 12054-3007 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU MORTGAGE SERVICES |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Oct 20, 2021 · Amount on File |
| Deed Document Number | 20239684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 442 DELAWARE AVE, DELMAR, NY 12054-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | MPR TITLE AGENCY, SMPR TITE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 430 DELAWARE AVE, DELMAR, NY 12054-3007 |
| Document Number | 0000000685 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | R2023-9685 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 3, 2020 |
| Property Address | 442 DELAWARE AVE, DELMAR, NY 12054-3040 |
| Document Number | 0000000234 |
| Map Reference | DR 57 MAP 12 |
| Instrument Date | Jan 3, 2020 |
| Instrument | R2020-00234 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 442 DELAWARE AVE, 442, DELMAR, NY 12054-3040 |
| Name | Verified Name |
|---|---|
| Address | 25 VAN ALLEN WAY APT 2521, 2521, RENSSELAER, NY 12144-6439 |
| Document Number | 0000000235 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | R2020-00235 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2050 |
The 2026 property tax bill for 442 Delaware Ave was $5,887, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,887.00 (+1.1%) | ||
| 2025 | $5,823.00 | $177,000 Land $61,000 Building $116,000 | $276,563 Land $95,313 Building $181,250 |
| 2023 | $177,000 Land $61,000 Building $116,000 | $236,000 Land $81,333 Building $154,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Delaware Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2003 · Snowstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Delaware Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures