Albany County and Bethlehem Town property record for 433 Delaware Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,249 sqft · built 1927 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $283,500 (Nov 2014) |
| Tax Bill | $8,471 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.16-2-37 |
| Primary APN | 012200 85.16-2-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,249 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Upper Floors Area | 904 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 173 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 234 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501600020370000000 |
|---|---|
| Street Address | 433 DELAWARE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14202 |
433 Delaware Ave is owned and occupied by an individual who acquired it in September 2019.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 DELAWARE AVE, DELMAR, NY 12054-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SARATOGAS COMMUNITY FCU |
| Sep 28, 2017 | Deed of Trust, Mortgage · ARM HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 12, 2019 | Quit Claim Deed, Transfer SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2014 · Amount on File |
| Deed Sale | Nov 10, 2014 · Amount on File |
| Prior Sale | Nov 24, 2008 · Amount on File |
| Deed Document Number | 201411724978 |
| Deed Book / Page | 3117 / 1089 |
| Last Transfer Date | Sep 3, 2019 |
| Transfer Doc | 0000018968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 433 DELAWARE AVE, DELMAR, NY 12054-3006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005132 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | R2017-25132 |
| Name | SARATOGAS COMMUNITY FCU |
|---|---|
| Address | SARATOGA SPRINGS, NY 12866 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 433 DELAWARE AVE, DELMAR, NY 12054-3006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 433 DELAWARE AVE, DELMAR, NY 12054-3006 |
| Document Number | 0000003278 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | R2017-23278 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 12, 2019 |
| Property Address | 433 DELAWARE AVE, DELMAR, NY 12054-3006 |
| Document Number | 0000018968 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 18968 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 DELAWARE AVE DELMAR NY 120543006, DELMAR, NY 12054-3006 |
| Document Number | 18969 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 18969 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 11, 2034 |
The 2026 property tax bill for 433 Delaware Ave was $8,471.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,471.00 | ||
| 2025 | $254,700 Land $55,000 Building $199,700 | $397,969 Land $85,938 Building $312,031 | |
| 2023 | $254,700 Land $55,000 Building $199,700 | $339,600 Land $73,333 Building $266,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Delaware Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Delaware Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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