442 Crescent Dr, Saluda, NC 28773 Property Records

Polk County property record for 442 Crescent Dr, Saluda, NC 28773

Property Summary

Property TypeOther Improved
Details3 bd · 3 ba · 884 sqft · built 1999
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jul 2023)
Tax Bill$4,646 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS2-I27

Property Details

APN / Parcel Number

Primary APNS2-I27
Alternative APN
  • 40329

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area884 sqft Finished Area
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRustic
Exterior MaterialLogs
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialMetal
Lot Area45,302 sqft (1.04 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number40329
Street Address442 CRESCENT ST
CitySALUDA
StateNC
Zip28773-0768
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeM
Legal Description1.04 ACRES, 0M01 MEADOWVIEW S/D
Legal SubdivisionMEADOWVIEW S/D
JurisdictionPOLK NC
Township / Civil DivisionSALUDA
Census Block Group2
Census Block2045
Census Tract920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address200 MORAYSHIRE CT, HOLLY SPRINGS, NC 27540-5597
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleOct 27, 2011 · Amount on Record
Deed Book / Page479 / 766
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJul 14, 2023
Property Address442 CRESCENT DR, SALUDA, NC 28773-9712
Document Number000479/766
Book / Page479 / 766
Map ReferenceCARD D PG 388
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1025 CORSICA LN, SALUDA, NC 28773-0027

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 MORAYSHITE COURT, HOLLY SPRINGS, NC 27540-5597

Mortgage

Document Number0000479769
DateJul 14, 2023
Instrument479/769
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
MunicipalitySaluda City
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,646.00 (+7%)$435,226 (-) Land $111,200 Building $324,026$435,226 (-) Land $111,200 Building $324,026
2025$4,342.00 (+30.12%)$435,226 (+63.58%) Land $111,200 Building $324,026$435,226 (+63.58%) Land $111,200 Building $324,026
2023$3,337.00$266,061 Land $77,500 Building $188,561
2021$266,061 Land $77,500 Building $188,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SALUDA
serves 1,814 people · EPA ID NC0175020
Water SourcePurchased surface water from CITY OF HENDERSONVILLE
Last State InspectionJun 2025
Lead11 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
RiverStreet Networks
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crescent Dr

Nearby Streets

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