196 Crescent Dr, Saluda, NC 28773 Property Records

Polk County property record for 196 Crescent Dr, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,854 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S5-F5`

Property Details

APN / Parcel Number

Primary APN	`S5-F5`
Alternative APN	`18141`

Interior

Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	1,854 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18141
Street Address	196 CRESCENT DR
City	SALUDA
State	NC
Zip	28773-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWVIEW SUBD, LOT#5, 0M01 MEADOWVIEW S/D
Legal Subdivision	MEADOWVIEW S/D
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2017
Census Tract	920303

Owner

Source: Polk County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 22, SALUDA, NC 28773-0022
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000209653
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	196 CRESCENT DR, SALUDA, NC 28773-9718
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 CRESCENT DR, SALUDA, NC 28773

Mortgage

Document Number	000471/641
Date	Jul 7, 2022
Book Page	471/641

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00 (+14.76%)	$556,681 (+44.28%) Land $39,600 Building $517,081	$556,681 (+44.28%) Land $39,600 Building $517,081
2023	$4,839.00	$385,833 Land $32,400 Building $353,433
2021			$385,833 Land $32,400 Building $353,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wilkes Telephone Membership Fiber	1,000 / 1,000

May also be available: e-Polk, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crescent Dr

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