442 Creek Rd, Oceanside, CA 92058 Property Records

San Diego County property record for 442 Creek Rd, Oceanside, CA 92058 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1981
Lot Size	0.132 acres (5,743 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Aug 1991)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`158-352-06-00`

Property Details

APN / Parcel Number

Primary APN	`158-352-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,743 sqft (0.132 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 CREEK RD
City	OCEANSIDE
State	CA
Zip	92058-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 TR 009606
Legal Subdivision	ORCHARD CREEK
Legal Tract	009606
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records · APN 158-352-06-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	442 CREEK RD, OCEANSIDE, CA 92058-1647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 1991 · Amount on Record
Deed Sale	Aug 14, 1991 · Amount on Record
Deed Document Number	1991413546
Last Transfer Date	Feb 04, 2004
Transfer Doc	0000126264
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	442 CREEK RD, OCEANSIDE, CA 92058-1647
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CREEK RD, OCEANSIDE, CA 92058-1647

Mortgage

Document Number	0000321200
Date	Nov 14, 2025
Instrument	2025-0321200

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$259,698 (+2%) Land $133,454 Building $126,244
2025	$2,819.00 (+5.3%) Homeowner's exemption	$254,607 (+4.04%) Land $130,838 Building $123,769
2023	$2,677.00 (+1.59%) Homeowner's exemption	$244,722 Land $125,758 Building $118,964
2022	$2,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured 33 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.