San Diego County property record for 434 Creek Rd, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1981 |
| Lot Size | 0.13 acres (5,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 1999) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-352-08-00 |
| Primary APN | 158-352-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,673 sqft (0.13 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 434 CREEK RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 TR 009606 |
| Legal Subdivision | ORCHARD CREEK |
| Legal Tract | 009606 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18622 |
Source: San Diego County records · APN 158-352-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 1999 · Amount on Record |
| Deed Sale | May 19, 1999 · Amount on Record |
| Prior Sale | Aug 31, 1987 · Amount on Record |
| Deed Document Number | 1999338933 |
| Last Transfer Date | Jun 25, 2014 |
| Transfer Doc | 0000280203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 434 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000275394 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0275394 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $247,662 (+2%) Land $90,166 Building $157,496 | |
| 2025 | $2,687.00 (+5.33%) Homeowner's exemption | $242,807 (+4.04%) Land $88,399 Building $154,408 |
| 2023 | $2,551.00 (+1.59%) Homeowner's exemption | $233,380 Land $84,967 Building $148,413 |
| 2022 | $2,511.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone A99, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured 33 under condo master policies |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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