442 Cobblestone Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 442 Cobblestone Dr, Wilmington, NC 28405

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,420 sqft · built 1984
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jan 2023)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04911-001-010-036`

Property Details

APN / Parcel Number

Primary APN	`R04911-001-010-036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	679 sqft
Basement Area	679 sqft
Finished Basement	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Built-Up Asphalt
Lot Area	1,220 sqft (0.028 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	228 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	442 COBBLESTONE DR
City	WILMINGTON
State	NC
Zip	28405-3551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MD-17
Legal Description	LOT 36 PH 5 SEC 3 COLONY WOODS
Legal Subdivision	2630 COLONY WOODS
Legal Block	1
Legal Lot Number	36
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3000
Census Tract	11605

Owner

442 Cobblestone Dr, a townhouse, is owned and occupied by an individual who bought it in January 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	442 COBBLESTONE DR, WILMINGTON, NC 28405-3551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Aug 30, 2006 · Amount on File
Deed Document Number	20231612
Deed Book / Page	6618 / 961
Prior Transfer Date	Mar 6, 1998
Prior Transfer Doc	2323000134
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 23, 2023
Property Address	442 COBBLESTONE DR, WILMINGTON, NC 28405-3551
Document Number	00661800961
Book / Page	6618 / 961
Map Reference	MB 6 PG 146
Instrument Date	Jan 17, 2023
Instrument	2023001612
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DILWORTH RD, WILMINGTON, NC 28411-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 COBBLESTONE DR, WILMINGTON, NC 28405-3551

Mortgage

Document Number	2023001613
Date	Jan 23, 2023
Instrument	2023001613

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 442 Cobblestone Dr was $1,620, up 28% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (-) Land $100,000 Building $175,400	$275,400 (-) Land $100,000 Building $175,400
2025	$1,620.00 (+27.96%)	$275,400 Land $100,000 Building $175,400	$275,400 Land $100,000 Building $175,400
2024	$1,266.00 (+2.93%)
2023	$1,230.00 (-0.57%)	$145,600 Land $50,000 Building $95,600	$145,600 Land $50,000 Building $95,600
2022	$1,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Cobblestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 442 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20