New Hanover County property record for 438 Cobblestone Dr, Wilmington, NC 28405
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,420 sqft · built 1984 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Dec 2002) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R04911-001-010-038 |
| Primary APN | R04911-001-010-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Basement Area | 679 sqft |
| Finished Basement | 679 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,220 sqft (0.028 acres) |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 228 sqft |
| Balcony Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 438 COBBLESTONE DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28405-3551 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MD-17 |
| Legal Description | 38 PH 5 SEC 3 COLONY WOODS |
| Legal Subdivision | COLONYWOODS TWH REV SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11605 |
438 Cobblestone Dr, a townhouse, is owned and occupied by an individual who bought it in December 2002.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 COBBLESTONE DR, WILMINGTON, NC 28405-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2002 · Amount on File |
| Deed Sale | Dec 20, 2002 · Amount on File |
| Prior Sale | Jun 27, 1994 |
| Deed Book / Page | 3576 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 438 COBBLESTONE DR, WILMINGTON, NC 28405-3551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 00647101993 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 6471/1993 |
| Instrument | 2021035258 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 438 Cobblestone Dr was $1,620, up 28% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,400 (-) Land $100,000 Building $175,400 | $275,400 (-) Land $100,000 Building $175,400 | |
| 2025 | $1,620.00 (+27.96%) | $275,400 Land $100,000 Building $175,400 | $275,400 Land $100,000 Building $175,400 |
| 2024 | $1,266.00 (+3.69%) | ||
| 2023 | $1,221.00 (-1.29%) | $145,600 Land $50,000 Building $95,600 | $145,600 Land $50,000 Building $95,600 |
| 2022 | $1,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Cobblestone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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