Cleveland County property record for 442 Christopher Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1972 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,000 (May 2009) |
| Tax Bill | $1,247 (2026) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage Jun 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 1316795 |
| Primary APN | 1316795 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 40,000 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 578 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Storage Building | 112 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1316795 |
|---|---|
| Street Address | 442 CHRISTOPHER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #1-2 BLK B PB12-66 WINTER PARK SD |
| Legal Subdivision | WINTER PARK |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 951602 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 442 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Jun 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on Record |
| Deed Sale | May 29, 2009 · Amount on Record |
| Deed Book / Page | 1576 / 1539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 11, 2017 |
| Property Address | 442 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Document Number | 0017501049 |
| Book / Page | 001750 / 001049 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 4559 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 442 CHRISTOPHER RD SHELBY NC 281527666, SHELBY, NC 28152-7666 |
| Document Number | 17501107 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 001750/001107 |
| Instrument | 4584 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 26, 2017 |
| Property Address | 442 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Document Number | 0017450654 |
| Book / Page | 001745 / 000654 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 1927 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $156.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1600 S DOUGLASS RD #200A ANAHEIM CA 928065948, 200A, ANAHEIM, CA 92806-5948 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,247.00 (+6.31%) | $184,773 (-) Land $23,976 Building $160,797 | $184,773 (-) Land $23,976 Building $160,797 |
| 2025 | $1,173.00 | $184,773 (+44.49%) Land $23,976 Building $160,797 | $184,773 (+44.49%) Land $23,976 Building $160,797 |
| 2023 | $127,876 Land $22,200 Building $105,676 | $127,876 Land $22,200 Building $105,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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