Cleveland County property record for 432 Christopher Rd, Shelby, NC 28152 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1995 |
| Square Footage | 1,616 sqft Finished Area |
| Lot Size | 92,608 sqft (2.12 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $131,500 (2019) |
| Tax Bill | $897.00 (2025) |
| Primary APN | 1326806 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,616 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Roof Material | Metal Roof |
| Lot Area | 92,608 sqft (2.12 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Porch Area | 72 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1326806 |
|---|---|
| Street Address | 432 CHRISTOPHER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #1 PB42-16 RD 1105 |
| Legal Subdivision | SOUTH SHELBY |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 951602 |
Source: Cleveland County records · APN 1326806
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Nov 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Deed Doc Number | 2019200032850 |
| Deed Book / Page | 1802 / 977 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 432 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Document Number | 0018020977 |
| Book / Page | 001802 / 000977 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 32850 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 CHRISTOPHER RD SHELBY NC 281527666, SHELBY, NC 28152-7666 |
| Document Number | 18020980 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 001802/000980 |
| Instrument | 32851 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 432 CHRISTOPHER RD, SHELBY, NC 28152-7666 |
| Document Number | 0018020912 |
| Book / Page | 001802 / 000912 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 32835 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1651 CEDAR CREEK RD SHELBY NC 281527603, SHELBY, NC 28152-7603 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,274 (-) Land $29,676 Building $156,598 | $186,274 (-) Land $29,676 Building $156,598 | |
| 2025 | $897.00 Disabled Person's exemption | $186,274 (+194.36%) Land $29,676 Building $156,598 | $186,274 (+194.36%) Land $29,676 Building $156,598 |
| 2023 | $63,280 Land $26,804 Building $36,476 | $63,280 Land $26,804 Building $36,476 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 35th percentile nationally · 49th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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