442 Chambers Ferry Rd, Edenton, NC 27932 Property Records

Chowan County property record for 442 Chambers Ferry Rd, Edenton, NC 27932

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,010 sqft · built 2024
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on Record
Tax Bill$3,488 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN688700700635

Property Details

APN / Parcel Number

Primary APN688700700635
Alternative APN
  • 50349

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,010 sqft Living Area
Gross Area5,468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,920 sqft (7 acres)
PorchSlab
Porch Area258 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number50349
Street Address442 CHAMBERS FERRY RD
CityEDENTON
StateNC
Zip27932-8808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionBECKY SMALL TRACT
Legal SubdivisionSMALL TRACT
JurisdictionCHOWAN NC
Township / Civil Division1, EDENTON
Census Block Group2
Census Block2005
Census Tract930202

Owner

Source: Chowan County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 NIXONS BEACH RD, EDENTON, NC 27932-9447
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2006
Deed SaleFeb 10, 2006
Deed Book / Page352 / 267
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHOWAN NC
Property Address442 CHAMBERS FERRY RD, EDENTON, NC 27932-8808
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PHILLIPS ST, EDENTON, NC 27932-2055

Mortgage

Document Number000580/669
DateApr 19, 2024
Book Page580/669
Instrument427303
Lender
NameSOUTHERN BANK & TRUST CO
TypeBank
AddressEDENTON, NC 27932
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChowan County
Unified School DistrictEdenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 (+682.06%)$456,006 (+650.63%) Land $60,750 Building $395,256$456,006 (+650.63%) Land $60,750 Building $395,256
2023$446.00$60,750 Land $60,750$60,750 Land $60,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHOWAN CO WATER SYSTEM
serves 11,722 people · EPA ID NC0421015
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000

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