441 Chambers Ferry Rd, Edenton, NC 27932 Property Records

Chowan County property record for 441 Chambers Ferry Rd, Edenton, NC 27932

Property Summary

Property Type	Mobile Home
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2024)
Tax Bill	$902 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688700706765`

Property Details

APN / Parcel Number

Primary APN	`688700706765`
Alternative APNs	`50495` `52496`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Total Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52496
Street Address	441 CHAMBERS FERRY RD
City	EDENTON
State	NC
Zip	27932-9521
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	LOT 1 P/O BECKY SMALL TRACT
Legal Subdivision	SMALL TRACT
Legal Lot Number	1
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	2
Census Block	2004
Census Tract	930202

Owner

Source: Chowan County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 CHAMBERS FERRY RD, EDENTON, NC 27932-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 7, 2024	Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	2024428316
Deed Book / Page	586 / 643
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOWAN NC
Property Address	441 CHAMBERS FERRY RD, EDENTON, NC 27932-9521
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000579/925
Date	Mar 25, 2024
Book Page	579/925
Instrument	427177

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Oct 7, 2024
Property Address	441 CHAMBERS FERRY RD, EDENTON, NC 27932-9521
Document Number	000586/643
Book / Page	586 / 643
Map Reference	CAB 2 SL 99 C
Instrument Date	Sep 24, 2024
Instrument	428316
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 EMPEROR LANDING RD, EDENTON, NC 27932-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 CHAMBERS FERRY RD, EDENTON, NC 27932-9521

Mortgage

Document Number	0000428317
Date	Oct 7, 2024
Instrument	428317

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$902.00 (+509.46%)	$112,802 (+479.72%) Land $21,620 Building $91,182	$112,802 (+479.72%) Land $21,620 Building $91,182
2025	$148.00 (+38.32%)	$19,458 (-) Land $19,458	$19,458 (-) Land $19,458
2023	$107.00	$19,458 Land $19,458	$19,458 Land $19,458

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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