442 2nd St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 442 2nd St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1912
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2021)
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`017-082-29`

Property Details

APN / Parcel Number

Primary APN	`017-082-29`
Alternative APN	`017-082-29-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	780 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,136 sqft (0.072 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 2ND ST
City	WATSONVILLE
State	CA
Zip	95076-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F3 1015
Legal Subdivision	STEPHEN SCURICHS SUB
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	110401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage NAMISA ROBERTS
Dec 11, 2018	Deed of Trust, Mortgage · ARM PMAC LENDING SERVICES INC
Jul 8, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 8, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 30, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Feb 4, 2019	Correction Deed, Mortgage SANTA CRUZ CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	202136574
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000036573
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 2ND ST, WATSONVILLE, CA 95076-5115

Mortgage

Document Number	0000036572
Date	Jul 8, 2021
Instrument	2021-0036572

Lender

Name	NAMISA ROBERTS
Type	Private Party
Address	5853 LYNBROOK DR, HOUSTON, TX 77057

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036575
Date	Dec 11, 2018
Instrument	2018-0036575

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2021
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Document Number	0000036574
Instrument Date	Jun 29, 2021
Instrument	2021-0036574
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 ROSEMARIE CT, APTOS, CA 95003-3176
Investor	Possibly a Property Investor

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2021
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Document Number	0000036573
Instrument Date	Jun 28, 2021
Instrument	2021-0036573
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 ROSEMARIE CT, APTOS, CA 95003-3176
Investor	Possibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2018
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Document Number	0000032650
Instrument Date	Oct 27, 2018
Instrument	32650
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	442 2ND ST WATSONVILLE CA 950765115, WATSONVILLE, CA 95076-5115

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 31, 2018
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Document Number	0000032917
Instrument Date	Oct 22, 2018
Instrument	32917
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	442 2ND ST WATSONVILLE CA 950765115, WATSONVILLE, CA 95076-5115

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2018
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Document Number	0000032651
Instrument Date	Oct 22, 2018
Instrument	2018-0032651
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 2ND ST, WATSONVILLE, CA 95076-5115

Mortgage

Document Number	0000032652
Date	Oct 30, 2018
Instrument	2018-0032652

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 4, 2019
Property Address	442 2ND ST, WATSONVILLE, CA 95076-5115
Instrument Date	Dec 15, 2016
Instrument	2853
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1840 41ST AVE #102-114 CAPITOLA CA 950102513, 102-11, CAPITOLA, CA 95010-2513

Mortgage

Document Number	0000002853
Date	Feb 4, 2019
Instrument	2853

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	PO BOX 8426, SANTA CRUZ, CA 95061-8426

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,277 (+2%) Land $454,622 Building $113,655
2025	$7,390.00 (+12.91%)	$557,134 (+4.04%) Land $445,707 Building $111,427
2023	$6,545.00 (+1.84%)	$535,500 Land $428,400 Building $107,100	$393,120
2022	$6,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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