441 2nd St, #A, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 441 2nd St, #A, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,062 sqft · built 1952
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Company Names on File
Last Sale	$201,000 (May 2017)
Tax Bill	$7,030 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`017-341-08`

Property Details

APN / Parcel Number

Primary APN	`017-341-08`
Alternative APN	`017-341-08-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,186 sqft (0.142 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 2ND ST, A
City	WATSONVILLE
State	CA
Zip	95076-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24
Legal Subdivision	STEPHEN SCURICHS
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	110401

Owner

441 2nd St, #A is owned by a company that bought it in May 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	159 SAN SIMEON DR, WATSONVILLE, CA 95076-0945
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 11, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Prior Sale	Jul 10, 1997 · Amount on File
Deed Document Number	201715583
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000015583
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	441 2ND ST, WATSONVILLE, CA 95076-5114
Document Number	0000021897
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	159 SAN SIMEON DR WATSONVILLE CA 950760945, WATSONVILLE, CA 95076-0945

Mortgage

Document Number	0000021897
Date	Jun 22, 2020
Instrument	21897

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2017
Property Address	441 2ND ST, WATSONVILLE, CA 95076-5114
Document Number	0000015583
Map Reference	VOL5 PG108
Instrument Date	May 5, 2017
Instrument	2017-0015583
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	159 SAN SIMEON DR, WATSONVILLE, CA 95076-0945

Mortgage

Document Number	0000015584
Date	May 11, 2017
Instrument	2017-0015584

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 441 2nd St, #A was $7,030, up 54.1% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,903 (+2%) Land $288,135 Building $239,768
2025	$7,030.00 (+54.1%)	$517,552 Land $282,485 Building $235,067
2024	$4,562.00 (+1.63%)
2023	$4,489.00 (+1.93%)	$347,319 Land $118,945 Building $228,374
2022	$4,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 441 2nd St, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 2nd St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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