4419 Luverne St, Duluth, MN 55804 Property Records

St. Louis County property record for 4419 Luverne St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,641 sqft · built 1925
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on Record
Last Sale	$226,900 (Sep 2017)
Tax Bill	$4,188 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2960-03150`

Property Details

APN / Parcel Number

Primary APN	`010-2960-03150`
Alternative APN	`1037492`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,641 sqft Gross Area
1st Floor Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,003 sqft (0.16 acres)
Garage Area	768 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	186 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1037492
Street Address	4419 LUVERNE ST
City	DULUTH
State	MN
Zip	55804-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:015 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	15
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5025
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4419 LUVERNE ST, DULUTH, MN 55804-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	20171317138
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0001287479
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2017
Property Address	4419 LUVERNE ST, DULUTH, MN 55804-2156
Document Number	00A1317138
Instrument Date	Sep 7, 2017
Instrument	A1317138
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4419 LUVERNE ST DULUTH MN 558042156, DULUTH, MN 55804-2156

Mortgage

Document Number	A1317137
Date	Sep 8, 2017
Instrument	A1317137

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,188.00 (+7.27%) Homeowner's exemption
2025	$3,904.00 (-5.38%) Homeowner's exemption	$320,900 (+6.47%) Land $47,900 Building $273,000	$320,900 (+6.47%) Land $47,900 Building $273,000
2024	$4,126.00	$301,400 (+9.28%) Land $46,200 Building $255,200	$301,400 (+9.28%) Land $46,200 Building $255,200
2022		$275,800 Land $35,500 Building $240,300	$275,800 Land $35,500 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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