St. Louis County property record for 4415 Luverne St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,178 sqft · built 1925 |
| Lot Size | 0.16 acres (7,003 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,000 (Mar 2023) |
| Tax Bill | $5,294 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-03160 |
| Primary APN | 010-2960-03160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Gross Area |
| 1st Floor Area | 1,329 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,003 sqft (0.16 acres) |
| Garage Area | 660 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1145335 |
|---|---|
| Street Address | 4415 LUVERNE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0013 BLOCK:015 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 15 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4415 LUVERNE ST, DULUTH, MN 55804-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on Record |
| Deed Sale | Mar 3, 2023 · Amount on Record |
| Prior Sale | Aug 8, 2013 · Amount on Record |
| Deed Document Number | 20231462755 |
| Prior Transfer Date | Apr 10, 2015 |
| Prior Transfer Doc | 0001259607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4415 LUVERNE ST, DULUTH, MN 55804-2156 |
| Document Number | 00A1372116 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4415 LUVERNE ST DULUTH MN 558042156, DULUTH, MN 55804-2156 |
| Document Number | 00A1372116 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | A1372116 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,294.00 (+7.3%) Homeowner's exemption | ||
| 2025 | $4,934.00 (-7.05%) Homeowner's exemption | $395,300 (+6.49%) Land $47,900 Building $347,400 | $395,300 (+6.49%) Land $47,900 Building $347,400 |
| 2024 | $5,308.00 | $371,200 (+6.97%) Land $46,200 Building $325,000 | $371,200 (+6.97%) Land $46,200 Building $325,000 |
| 2022 | $347,000 Land $35,500 Building $311,500 | $347,000 Land $35,500 Building $311,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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