Black Hawk County property record for 4418 Reflection Ln, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 4,996 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2020) |
| Tax Bill | $4,918.00 (2025) |
| Primary APN | 8813-11-152-043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,344 sqft Living Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 1,344 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 1,344 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,996 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 144 sqft Deck |
| Patio Area | 144 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4418 REFLECTION LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GUERNSEY PARK PLACE CONDO UNIT R-4418 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 11 |
| Legal Subdivision | GUERNSEY PARK PLACE CONDO |
| Legal Block | R |
| Legal Lot Number | 4418 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8813-11-152-043
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4418 REFLECTION LN, WATERLOO, IA 50701-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| Jun 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2020 · Amount on Record |
| Deed Sale | Jun 03, 2020 · Amount on Record |
| Deed Doc Number | 202021266 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4418 REFLECTION LN, WATERLOO, IA 50701-9354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000021554 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 202000021554 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 03, 2020 |
| Property Address | 4418 REFLECTION LN, WATERLOO, IA 50701-9354 |
| Document Number | 202000021266 |
| Map Reference | DOC 2005-23014 |
| Instrument Date | May 04, 2020 |
| Instrument | 202000021266 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4418 REFLECTION LN, WATERLOO, IA 50701-9354 |
| Document Number | 202000021267 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 202000021267 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,918.00 Homeowner's exemption | $252,680 (+0.82%) Land $34,980 Building $217,700 | $252,680 (+0.82%) Land $34,980 Building $217,700 |
| 2024 | $4,918.00 (+10.02%) | ||
| 2023 | $250,620 (+17.98%) Land $34,980 Building $215,640 | $250,620 (+17.98%) Land $34,980 Building $215,640 | |
| 2022 | $4,470.00 Homeowner's exemption | $212,420 Land $13,740 Building $198,680 | |
| 2021 | $212,420 Land $13,740 Building $198,680 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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