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4405 Reflection Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4405 Reflection Ln, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,286 sqft Living Area
Lot Size4,996 sqft (0.115 acres)
GarageAttached, 308 sqft
OccupancyOwner Occupied
Tax Bill$3,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-11-152-047

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,286 sqft Living Area
1st Floor1,286 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,996 sqft (0.115 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage
Patio Area120 sqft Patio
Porch Area56 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4405 REFLECTION LN
CityWATERLOO
StateIA
Zip50701-9355
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGUERNSEY PARK PLACE CONDO UNIT R-4405
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionGUERNSEY PARK PLACE CONDO
Legal BlockR
Legal Lot Number4405
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2001
Census Tract3001

Owner

Source: Black Hawk County records · APN 8813-11-152-047

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4405 REFLECTION LN, WATERLOO, IA 50701-9355
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 23, 2022
Property Address4405 REFLECTION LN, WATERLOO, IA 50701-9355
Document Number202200018621
Map ReferenceDOC 2002-33729
Instrument DateMar 22, 2022
Instrument202200018621
Transaction TypeTransfer
Record UpdatedJul 08, 2022
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

AmountAmount Recorded
Tax$277.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 REFLECTION LN, WATERLOO, IA 50701-9355

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,248.00 Homeowner's exemption$196,750 (+8.05%) Land $34,980 Building $161,770$196,750 (+8.05%) Land $34,980 Building $161,770
2024$3,248.00 (+8.48%)
2023$182,090 (+22.54%) Land $34,980 Building $147,110$182,090 (+22.54%) Land $34,980 Building $147,110
2022$2,994.00 Homeowner's exemption$148,600 Land $13,740 Building $134,860
2021$148,600 Land $13,740 Building $134,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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