4418 Ray Rd, Spring Lake, NC 28390 Property Records

Harnett County property record for 4418 Ray Rd, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,000 sqft · built 1990
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$13,000 (Jul 2022)
Tax Bill	$1,444 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1500050757`

Property Details

APN / Parcel Number

Primary APN	`1500050757`
Alternative APNs	`010535 0100 31` `1500014161` `1500073607`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500073607
Street Address	4418 RAY RD
City	SPRING LAKE
State	NC
Zip	28390-8880
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	.93 ACRES CANAL LAND CO
Legal Subdivision	CANAL LAND CO
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2006
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	39 SENTER LN, BUNNLEVEL, NC 28323-8476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Feb 1, 1990 · Amount on Record
Deed Document Number	2022105532
Deed Book / Page	4159 / 2057
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0000105532
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	4418 RAY RD, SPRING LAKE, NC 28390-8880
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SENTER LN, BUNNLEVEL, NC 28323-8476

Mortgage

Document Number	0000115248
Date	Dec 19, 2022
Book Page	4177/278
Instrument	2022115248

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Jul 21, 2022
Property Address	4418 RAY RD, SPRING LAKE, NC 28390-8880
Document Number	0000105532
Book / Page	4159 / 2057
Instrument Date	Jul 20, 2022
Instrument	2022105532
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 SENTER LN, 39, BUNNLEVEL, NC 28323-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SENTER LN, BUNNLEVEL, NC 28323-8476

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,444.00 (+35.46%)	$183,726 (+31.22%)	$183,726 (+31.22%) Land $43,990 Building $139,736
2023	$1,066.00	$140,011	$140,011 Land $39,100 Building $100,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Hotwire Communications.

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