Harnett County property record for 4418 Ray Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1990 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Jul 2022) |
| Tax Bill | $1,444 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500050757 |
| Primary APN | 1500050757 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500073607 |
|---|---|
| Street Address | 4418 RAY RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | .93 ACRES CANAL LAND CO |
| Legal Subdivision | CANAL LAND CO |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
4418 Ray Rd, a rural home, is owned by an individual who bought it in July 2022.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 SENTER LN, BUNNLEVEL, NC 28323-8476 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Prior Sale | Feb 1, 1990 · Amount on File |
| Deed Document Number | 2022105532 |
| Deed Book / Page | 4159 / 2057 |
| Prior Transfer Date | Jul 20, 2022 |
| Prior Transfer Doc | 0000105532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 4418 RAY RD, SPRING LAKE, NC 28390-8880 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 39 SENTER LN, BUNNLEVEL, NC 28323-8476 |
| Document Number | 0000115248 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 4177/278 |
| Instrument | 2022115248 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 21, 2022 |
| Property Address | 4418 RAY RD, SPRING LAKE, NC 28390-8880 |
| Document Number | 0000105532 |
| Book / Page | 4159 / 2057 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022105532 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 SENTER LN, 39, BUNNLEVEL, NC 28323-8476 |
| Name | Verified Name |
|---|---|
| Address | 39 SENTER LN, BUNNLEVEL, NC 28323-8476 |
The 2026 property tax bill for 4418 Ray Rd was $1,444.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,444.00 | $183,726 | $183,726 Land $43,990 Building $139,736 |
| 2023 | $1,066.00 | $140,011 | $140,011 Land $39,100 Building $100,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4418 Ray Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4418 Ray Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Hotwire Communications.
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