Harnett County property record for 4369 Ray Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,074 sqft · built 2023 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Oct 2024) |
| Tax Bill | $2,780 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500044441 |
| Primary APN | 1500044441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,074 sqft Heated Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1500044441 |
|---|---|
| Street Address | 4369 RAY RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-8879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20M |
| Legal Description | 1.09 ACRES RUSSELL PC 2/147 |
| Legal Subdivision | SURVEY FOR HAROLD R RUSSELL |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71203 |
4369 Ray Rd, a rural home, is owned and occupied by two individuals who bought it in October 2024.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4369 RAY RD, SPRING LAKE, NC 28390-8879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Oct 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage STERLING FINANCIAL SERVICES GROUP INC |
| Sep 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on File |
| Deed Sale | Oct 15, 2024 · Amount on File |
| Prior Sale | Aug 1, 1987 · Amount on File |
| Deed Document Number | 202418195 |
| Deed Book / Page | 4256 / 846 |
| Prior Transfer Date | Sep 9, 2021 |
| Prior Transfer Doc | 0000021154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 4369 RAY RD, SPRING LAKE, NC 28390-8879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4319 RAY RD, SPRING LAKE, NC 28390-8879 |
| Document Number | 0000013196 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 4203/586 |
| Instrument | 2023013196 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 4369 RAY RD, SPRING LAKE, NC 28390-8879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000112137 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 4171/1618 |
| Instrument | 2022112137 |
| Name | STERLING FINANCIAL SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KINSTON, NC 28503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 9, 2021 |
| Property Address | 4369 RAY RD, SPRING LAKE, NC 28390-8879 |
| Document Number | 0000021154 |
| Book / Page | 4042 / 486 |
| Map Reference | CAB D SL 116-C |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021021154 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4281 RAY RD, SPRING LAKE, NC 28390-8896 |
The 2026 property tax bill for 4369 Ray Rd was $2,780, up 41% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 (+40.97%) | $409,303 (+30.23%) | $409,303 (+30.23%) Land $42,340 Building $366,963 |
| 2025 | $1,972.00 | $314,283 | $314,283 Land $37,640 Building $276,643 |
| 2023 | $263.00 | $37,640 | $37,640 Land $37,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4369 Ray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4369 Ray Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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