Contra Costa County property record for 4416 Smoke Tree Ct, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,167 sqft · built 1979 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2016) |
| Tax Bill | $8,545 (2025) |
| Deeds & Mortgages | Oct 2026 Construction Loan Apr 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-260-033-5 |
| Primary APN | 133-260-033-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,167 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 1,101 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cluster |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 4416 SMOKE TREE CT |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T04838 L1055 B |
| Legal Subdivision | THE CROSSINGS |
| Legal Tract | 04838 |
| Legal Lot Number | 1055 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 334006 |
4416 Smoke Tree Ct is owned and occupied by two individuals who bought it in June 2016.
Source: Contra Costa County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Construction Mortgage BMO HARRIS BANK |
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage EQUITY WAVE LENDING |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY LOANS & INVESTMENTS LLC |
| Jan 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY WAVE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on File |
| Deed Sale | Jun 21, 2016 · Amount on File |
| Prior Sale | Apr 2, 2004 · Amount on File |
| Deed Document Number | 2016120766 |
| Prior Transfer Date | Mar 29, 2004 |
| Prior Transfer Doc | 0000113943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 1, 2026 |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Document Number | 0000103505 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026103505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5606 LASSEN CT, CLAYTON, CA 94517-2115 |
| Document Number | 0000103505, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 2026103505 |
| Name | BMO HARRIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 15, 2026 |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Document Number | 0000038185 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202638185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5606 LASSEN CT, CLAYTON, CA 94517-2115 |
| Document Number | 0000038185, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202638185 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000003691 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018-003691 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5606 LASSEN COURT |
| Document Number | 0000128124 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-128124 |
| Name | EQUITY WAVE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | May 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5606 LASSEN CT, CLAYTON, CA 94517-2115 |
| Document Number | 0000015329 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-015329 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5605 LASSEN CT, CLAYTON, CA 94517-2115 |
| Document Number | 0000112315 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-112315 |
| Name | COMMUNITY LOANS & INVESTMENTS LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN LEANDRO, CA 94577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4416 SMOKE TREE CT, CONCORD, CA 94521-4323 |
| Document Number | 0000008137 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WFG TITLE INSURANCE COMPANY, WFG TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4416 SMOKE TREE CT CONCORD CA 945214323, CONCORD, CA 94521-4323 |
| Document Number | 0000008137 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 8137 |
| Name | EQUITY WAVE LNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4416 Smoke Tree Ct was $8,545 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $703,339 (+2%) Land $391,551 Building $311,788 | |
| 2025 | $8,545.00 Homeowner's exemption | $689,549 Land $383,874 Building $305,675 |
| 2023 | $8,172.00 (+1.34%) Homeowner's exemption | $662,775 Land $368,969 Building $293,806 |
| 2022 | $8,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4416 Smoke Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4416 Smoke Tree Ct is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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