Contra Costa County property record for 4407 Smoke Tree Ct, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,026 sqft · built 1979 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,090,000 (Aug 2022) |
| Tax Bill | $13,528 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-260-021 |
| Primary APN | 133-260-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| 2nd Floor Area | 785 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cluster |
| Lot Area | 5,900 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 4407 SMOKE TREE CT |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T04838 L1043 B |
| Legal Subdivision | THE CROSSINGS |
| Legal Tract | 04838 |
| Legal Lot Number | 1043 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 334006 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 1, 2022 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC |
| Oct 24, 2018 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Oct 5, 2010 · Amount on Record |
| Deed Document Number | 2022120866 |
| Prior Transfer Date | Mar 25, 2021 |
| Prior Transfer Doc | 0000095650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 1, 2022 |
| Property Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Document Number | 0000120866 |
| Map Reference | MB 198 PG 14 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-120866 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Document Number | 0000120867 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-120867 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 30, 2021 |
| Property Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Document Number | 0000095650 |
| Map Reference | DOC 78-147719 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-095650 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Document Number | 0000095651 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-095651 |
| Name | TRI EMERALD FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4407 SMOKE TREE CT, CONCORD, CA 94521-4321 |
| Document Number | 0000186887 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4407 SMOKE TREE CT CONCORD CA 945214321, CONCORD, CA 94521-4321 |
| Document Number | 0000186887 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 186887 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,156,716 (+2%) Land $742,845 Building $413,871 | |
| 2025 | $13,528.00 (+4.25%) | $1,134,036 (+4.04%) Land $728,280 Building $405,756 |
| 2023 | $12,976.00 (+72.67%) | $1,090,000 Land $700,000 Building $390,000 |
| 2022 | $7,515.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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