4416 85th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4416 85th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,156 sqft · built 1994
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2005)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`28-01S-14E-01867-002004`

Property Details

APN / Parcel Number

Primary APN	`28-01S-14E-01867-002004`
Alternative APN	`01867002004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.35 acres)
Patio Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4416 85TH RD
City	LIVE OAK
State	FL
Zip	32060-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 2.35 ACRES COMM AT NW CORNER OF NW1/4 OF SE1/4 OF SEC 28 FOR POB; THENCE S 00 DEG 59'43 W 317.49 FT; THENCE N 89 DEG 37'20 E 323.04 FT; THENCE N 00 DEG 59'43 E 315.71 FT; THENCE S 89 DEG 56'19 W 323.00 FT TO POB ORB 1228 P 248-49 WD YR 06
Legal Range	14E
Legal Township	01S
Legal Section	28
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1007
Census Tract	970100

Owner

Source: Suwannee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4416 85TH RD, LIVE OAK, FL 32060-8924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2005 · Amount on Record
Deed Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	2005508155720
Deed Book / Page	1228 / 248
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000008194
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 30, 2026
Property Address	4416 85TH RD, LIVE OAK, FL 32060-8924
Document Number	0000008194
Book / Page	2721 / 115
Instrument Date	Jul 21, 2026
Instrument	20268194
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4416 85TH RD, LIVE OAK, FL 32060-8924

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00 (+3.77%) Homeowner's exemption	$294,412 (+65.8%) Land $23,500 Building $270,912	$294,412 (+8.96%) Land $23,500 Building $270,912
2024	$2,441.00
2023	Homeowner's exemption	$177,568 (+3%)	$270,214 (+32.37%) Land $23,500 Building $246,714
2022	$2,311.00 Homeowner's exemption	$172,396	$204,139 Land $23,500 Building $180,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20