4257 85th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4257 85th Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,560 sqft · built 2020
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Tax Bill	$628 (2024)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`28-01S-14E-01867-002009`

Property Details

APN / Parcel Number

Primary APN	`28-01S-14E-01867-002009`
Alternative APN	`01867002009`

Interior

Full Baths	1 Bath
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	111,078 sqft (2.55 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01867002009
Street Address	4257 85TH RD
City	LIVE OAK
State	FL
Zip	32060-8928
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.55 ACRES S1/2 OF N1/2 OF SE1/4 OF SE1/4 OF NW1/4 ORB 2107 P 397-403 QCD YR 2020 ORB 2151 P 282-84 CWD YR 2020
Legal Range	14E
Legal Township	01S
Legal Section	28
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

4257 85th Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4257 85TH RD, LIVE OAK, FL 32060-8928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019
Deed Sale	Oct 29, 2019
Deed Document Number	0002151282
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4257 85TH RD, LIVE OAK, FL 32060-8928
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252677
Date	May 17, 2022
Book Page	2358/200
Instrument	2022252677

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	108 Months
Due	May 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,021	$117,935 Land $25,500 Building $92,435
2024	$628.00 (+5.19%)
2023	$597.00 (+4.92%) Homeowner's exemption	$81,162 (+3%)	$82,350 (+4.51%) Land $25,500 Building $56,850
2022	$569.00 Homeowner's exemption	$78,798	$78,798 Land $25,500 Building $53,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4257 85th Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4257 85th Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20