Polk County property record for 4415 Orangewood Loop E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,608 sqft · built 1973 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2020) |
| Tax Bill | $6,553 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274640-000470 |
| Primary APN | 24-29-05-274640-000470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 2,608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|
| Street Address | 4415 ORANGEWOOD LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | ORANGEWOOD TERRACE UNIT #2 PB 58 PG 14 LOT 47 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | ORANGEWOOD TERRACE UNIT 02 |
| Legal Tract | 274640 |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10603 |
Source: Polk County records · APN 24-29-05-274640-000470
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4415 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit PRIME MERIDIAN BANK |
| Sep 09, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2020 · Amount on Record |
| Deed Sale | Sep 09, 2020 · Amount on Record |
| Prior Sale | Jun 26, 2015 · Amount on Record |
| Deed Document Number | 2020186146 |
| Deed Book / Page | 11367 / 865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4415 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1845 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4415 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1845 |
| Document Number | 0000259435 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 12432/226 |
| Instrument | 2022259435 |
| Name | PRIME MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 09, 2020 |
| Property Address | 4415 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1845 |
| Document Number | 0113670865 |
| Book / Page | 011367 / 000865 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 186146 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4415 ORANGEWOOD LOOP E LAKELAND FL 338131845, LAKELAND, FL 33813-1845 |
| Document Number | 113670866 |
|---|---|
| Date | Sep 09, 2020 |
| Book Page | 011367/000866 |
| Instrument | 186147 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,553.00 (+2.73%) Homeowner's exemption | $406,450 (+2.75%) Land $35,000 Building $371,450 | $406,450 (+2.75%) Land $35,000 Building $371,450 |
| 2023 | $6,379.00 (+3.81%) | $395,559 (-4.34%) Land $34,000 Building $361,559 | $395,559 (-4.34%) Land $34,000 Building $361,559 |
| 2022 | $6,145.00 | $413,521 Land $32,000 Building $381,521 | $413,521 Land $32,000 Building $381,521 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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