Polk County property record for 4412 Orangewood Loop E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,581 sqft · built 1973 |
| Lot Size | 0.28 acres (12,179 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Feb 2026) |
| Tax Bill | $5,166 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274640-000350 |
| Primary APN | 24-29-05-274640-000350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,581 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,179 sqft (0.28 acres) |
| Lot Dimensions | 140 ft deep x 87 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Florida Room |
| Porch Area | 519 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4412 ORANGEWOOD LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | ORANGEWOOD TERRACE UNIT #2 PB 58 PG 14 LOT 35 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | ORANGEWOOD TERRACE UNIT 02 |
| Legal Tract | 274640 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10603 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 14, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2024 · Amount on Record |
| Deed Document Number | 202642374 |
| Deed Book / Page | 13889 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Document Number | 0000062471 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 12619/1100 |
| Instrument | 2023062471 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Document Number | 0000137023 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 11732/829 |
| Instrument | 2021137023 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Document Number | 0000042374 |
| Book / Page | 13889 / 810 |
| Map Reference | MB 58 PG 14 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026042374 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 BIG CREEK DR, WESLEY CHAPEL, FL 33544-7629 |
| Name | Verified Name |
|---|---|
| Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Document Number | 0013889812 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 13889/812 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 14, 2017 |
| Property Address | 4412 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1844 |
| Document Number | 0102601902 |
| Book / Page | 010260 / 001902 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 176755 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,795.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4412 ORANGEWOOD LOOP E LAKELAND FL 338131844, LAKELAND, FL 33813-1844 |
| Document Number | 102601903 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 010260/001903 |
| Instrument | 176756 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,894 (-3.32%) Land $35,000 Building $241,894 | $276,894 (-3.32%) Land $35,000 Building $241,894 | |
| 2025 | $5,166.00 (+40.92%) | $286,410 (+20.04%) Land $35,000 Building $251,410 | $286,410 (-15.81%) Land $35,000 Building $251,410 |
| 2024 | $3,666.00 (+2.6%) | ||
| 2023 | $3,573.00 (+2.85%) Homeowner's exemption | $238,601 (+3%) | $340,209 (-2.49%) Land $34,000 Building $306,209 |
| 2022 | $3,474.00 Homeowner's exemption | $231,651 | $348,908 Land $32,000 Building $316,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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