4415 High St, Thorndike, MA 01079 Property Records

Hampden County and Palmer Town City property record for 4415 High St, Thorndike, MA 01079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,713 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Dec 2022 Refinance May 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:80 B:4`

Property Details

APN / Parcel Number

Primary APN	`PALM M:80 B:4`
Alternative APN	`M:0080 L:000004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	3,195 sqft
1st Floor Area	1,219 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4415 HIGH ST
City	THORNDIKE
State	MA
Zip	01079-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	4
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RICHARD MILESKIE
May 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYCOAST MORTGAGE COMPANY LLC
May 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY LLC
Jul 16, 2025	Deed, Transfer
Nov 3, 2022	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jul 16, 2025 · Amount on Record
Deed Document Number	202622497
Deed Book / Page	26339 / 226
Prior Transfer Date	May 18, 2026
Prior Transfer Doc	0000022497
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024837-486
Date	Dec 13, 2022
Book Page	24837/486
Instrument	72363

Lender

Name	RICHARD MILESKIE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Recording Date	May 20, 2026
Property Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Document Number	026339-249
Book / Page	26339 / 249
Instrument Date	May 20, 2026
Instrument	202622499
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 HIGH ST, THORNDIKE, MA 01079-7732

Mortgage

Document Number	0000022499,
Date	May 20, 2026
Book Page	26339/249
Instrument	202622499

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 20, 2026
Property Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Document Number	0000022497
Book / Page	26339 / 226
Instrument Date	May 18, 2026
Instrument	202622497
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METRTOPOLITAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4415 HIGH ST, PALMER, MA 01069

Mortgage

Date	May 20, 2026

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PALMER MA
Recording Date	Jul 16, 2025
Property Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Document Number	025943-305
Book / Page	25943 / 305
Instrument Date	Jul 16, 2025
Instrument	32175
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WINSOR ST, LUDLOW, MA 01056-3469

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PALMER MA
Recording Date	Nov 3, 2022
Property Address	4415 HIGH ST, THORNDIKE, MA 01079-7732
Document Number	024791-600
Book / Page	24791 / 600
Instrument Date	Nov 1, 2022
Instrument	65378
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,899.00 (+5.84%)	$213,300 (+9.84%) Land $53,100 Building $160,200
2024	$3,684.00 (+2.08%)	$194,200 (+7.47%) Land $48,300 Building $145,900
2023		$180,700 Land $48,300 Building $132,400
2022	$3,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people · EPA ID MA1227001
Water Source	Purchased groundwater from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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