4345 High St, Thorndike, MA 01079 Property Records

Hampden County and Palmer Town City property record for 4345 High St, Thorndike, MA 01079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,412 sqft · built 1890
Lot Size	17.7 acres (771,012 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2025)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`PALM M:80 B:7`

Property Details

APN / Parcel Number

Primary APN	`PALM M:80 B:7`
Alternative APN	`M:0080 L:000007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	756 sqft
Basement Area	656 sqft
Unfinished Basement	656 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	771,012 sqft (17.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4345 HIGH ST
City	THORNDIKE
State	MA
Zip	01079-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	7
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

4345 High St is owned by two individuals who bought it in November 2025.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 WEST ST, PEPPERELL, MA 01463-1202
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BAY STATE SAVINGS BANK
Jun 24, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jun 24, 2025 · Amount on File
Deed Book / Page	26117 / 320
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Nov 19, 2025
Property Address	4345 HIGH ST, THORNDIKE, MA 01079-7731
Document Number	026117-320
Book / Page	26117 / 320
Instrument Date	Nov 19, 2025
Instrument	55570
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 WEST ST, PEPPERELL, MA 01463-1202

Mortgage

Document Number	0000055571
Date	Nov 19, 2025
Instrument	55571

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Jun 24, 2025
Property Address	4345 HIGH ST, THORNDIKE, MA 01079-7731
Document Number	025913-458
Book / Page	25913 / 458
Instrument Date	Jun 18, 2025
Instrument	28176
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 MOUNT DUMPLIN RD, PALMER, MA 01069-1127

Tax Assessment & Valuation

The 2025 property tax bill for 4345 High St was $4,597, up 4.3% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00 (+4.31%)	$251,500 (+8.27%) Land $105,100 Building $146,400	$281,200 (-5.49%)
2024	$4,407.00 (-0.14%)	$232,300 (+5.59%) Land $99,000 Building $133,300	$297,540
2023	$4,413.00	$220,000 Land $99,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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