Sacramento County property record for 4405 Elliot Ranch Rd, Elk Grove, CA 95758
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,421 sqft · built 1998 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2021) |
| Tax Bill | $7,453 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-1350-099-0000 |
| Primary APN | 119-1350-099-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,421 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| 2nd Floor Area | 1,086 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 5,900 sqft (0.135 acres) |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4405 ELLIOT RANCH RD |
|---|---|
| City | ELK GROVE |
| State | CA |
| Zip | 95758-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | PCL 347 RECORD OF SUREY BK 55 PG 6. |
| Legal Subdivision | LAGUNA MERIDIAN A 01 |
| Legal Lot Number | 347 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 9618 |
4405 Elliot Ranch Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4405 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2018 | Loan Modification, Mortgage · Conventional with PMI FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Jul 8, 1999 · Amount on File |
| Deed Book / Page | 20210603 / 1251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 3, 2021 |
| Property Address | 4405 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807 |
| Document Number | 0000001251 |
| Map Reference | MB 55 PG 6 |
| Instrument Date | May 26, 2021 |
| Instrument | 202106031251 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4405 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807 |
| Document Number | 0000001252 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 202106031252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4405 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807 |
| Document Number | 1810310014 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4405 ELLIOT RANCH RD ELK GROVE CA 957583807, ELK GROVE, CA 95758-3807 |
| Document Number | 1810310014 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 1810310014 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 30, 2058 |
| Rate | 5.12% |
|---|
The 2025 property tax bill for 4405 Elliot Ranch Rd was $7,453 with a homeowner's exemption, up 0.9% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Elk Grove City |
| Unified School District | Elk Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $684,528 (+2%) Land $138,010 Building $546,518 | |
| 2025 | $7,453.00 (+0.87%) Homeowner's exemption | $671,106 Land $135,304 Building $535,802 |
| 2024 | $7,389.00 (+2.8%) | |
| 2023 | $7,188.00 (+1.76%) Homeowner's exemption | $645,048 Land $130,050 Building $514,998 |
| 2022 | $7,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4405 Elliot Ranch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4405 Elliot Ranch Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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