44149 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44149 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,178 sqft · built 2023
Lot Size0.144 acres (6,301 sqft)
OwnerIndividual Name on Record
Last Sale$466,000 (Dec 2023)
Tax Bill$3,923 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-28-200-094

Property Details

APN / Parcel Number

Primary APN42-26-28-200-094

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area2,718 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2023
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,301 sqft (0.144 acres)
DrivewayDriveway
Driveway Area320 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address44149 FRONTIER DR
CityPUNTA GORDA
StateFL
Zip33982-6141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionCLB 001 0000 2695 BABCOCK RANCH COMM CRESCENT LAKES PHASE 1 LOT 2695 3344318
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number2695
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address44149 FRONTIER DR, PUNTA GORDA, FL 33982-6141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Deed Document Number3344318
Record UpdatedJun 8, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 1, 2023
Property Address44149 FRONTIER DR, PUNTA GORDA, FL 33982-6141
Document Number0003344318
Map ReferenceMB 26 PG 14A-14O
Instrument DateNov 28, 2023
Instrument3344318
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,262.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

NameVerified Name
Address44149 FRONTIER DR, PUNTA GORDA, FL 33982-6141

Mortgage

Document Number0003344319
DateDec 1, 2023
Instrument3344319
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,923.00 Homeowner's exemption$302,495$387,795 Land $53,000 Building $334,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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