Charlotte County property record for 44137 Frontier Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,708 sqft · built 2023 |
| Lot Size | 0.134 acres (5,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,400 (Nov 2023) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422628200096 |
| Primary APN | 422628200096 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,708 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,846 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 44137 FRONTIER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMM CRESCENT LAKES PHASE 1 LOT 2693 3342927 |
| Legal Subdivision | BABCOCK RANCH COMM CRESCENT LAKES PHASE |
| Legal Lot Number | 2693 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44137 Frontier Dr is owned by an individual who bought it in November 2023.
Source: Charlotte County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1715 DESOTO AVE, LEHIGH ACRES, FL 33972-8906 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 29, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on File |
| Deed Sale | Nov 29, 2023 · Amount on File |
| Deed Document Number | 20233342927 |
| Prior Transfer Date | Nov 27, 2023 |
| Prior Transfer Doc | 0003342450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44137 FRONTIER DR, PUNTA GORDA, FL 33982-6141 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 44137 FRONTIER DR, PUNTA GORDA, FL 33982-6141 |
| Document Number | 0003461971 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 3461971 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 44137 FRONTIER DR, PUNTA GORDA, FL 33982-6141 |
| Document Number | 0003342927 |
| Map Reference | MB 26 PG 14A-14O |
| Instrument Date | Nov 22, 2023 |
| Instrument | 3342927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,746.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1395 UNIVERSITY BOULEVARD # 300300, 300300, JUPITER, FL 33458-5381 |
| Name | Verified Name |
|---|---|
| Address | 44137 FRONTIER DR, PUNTA GORDA, FL 33982-6141 |
| Document Number | 0003342928 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 3342928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 44137 Frontier Dr was $3,777, down 44.7% from the year before.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,777.00 (-44.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $297,738 Land $45,050 Building $252,688 | $297,738 Land $45,050 Building $252,688 |
| 2024 | $6,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44137 Frontier Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44137 Frontier Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 86% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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