4414 Vermont Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4414 Vermont Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 916 sqft · built 1914
Lot Size	0.068 acres (2,950 sqft)
Owner	Company Name on File
Last Sale	$18,600 (Mar 2013)
Tax Bill	$715 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-43-08-020.00`

Property Details

APN / Parcel Number

Primary APN	`056-43-08-020.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	916 sqft Finished Area
Gross Area	980 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,950 sqft (0.068 acres)
Lot Dimensions	118 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4414 VERMONT AVE
City	COVINGTON
State	KY
Zip	41015-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H S & H LOT 69 25'X 118' ES VERMONT AVE
Legal Subdivision	HALL SANFORD & HALL
Legal Lot Number	69
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2029
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-08-020.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3353 MADISON PIKE, FT MITCHELL, KY 41017-8153
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2013 · Amount on Record
Deed Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	201303 20 059 00038
Deed Book / Page	5116 / 126
Last Transfer Date	Aug 14, 2013
Transfer Doc	0000000092
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4414 VERMONT AVE, COVINGTON, KY 41015-1837
Document Number	0000000125
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT MITCHELL KY 410178153, FORT MITCHELL, KY 41017-8153

Mortgage

Document Number	0000000125
Date	Aug 20, 2019
Book Page	0C6733/000341
Instrument	125

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00 (-0.56%)	$54,000 (-) Land $10,000 Building $44,000	$54,000 (-) Land $10,000 Building $44,000
2023	$719.00	$54,000 Land $10,000 Building $44,000	$54,000 Land $10,000 Building $44,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 657 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.