Kenton County property record for 4413 Vermont Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft |
| Lot Size | 0.068 acres (2,950 sqft) |
| Owner | Company Name on File |
| Last Sale | $157,000 (Oct 2025) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-05-006.00 |
| Primary APN | 056-43-05-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Combination |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 2,950 sqft (0.068 acres) |
| Lot Dimensions | 118 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4413 VERMONT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H S & H LOT 51 25'X 118' WS VERMONT AVE |
| Legal Subdivision | HALL SANFORD & HALL |
| Legal Lot Number | 51 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-05-006.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11776 W TOUCHROCK LN, KUNA, ID 83634-5211 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC |
| Oct 13, 2025 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Oct 13, 2025 | Deed, Transfer KY LAND TITLE AGENCY |
| May 06, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| May 06, 2021 | Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2025 · Amount on Record |
| Deed Document Number | 2025126 |
| Deed Book / Page | 367 / 909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10148 LAPALCO CT, UNION, KY 41091-7465 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900221 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | KCM 711/208 |
| Instrument | 25112605900221 |
| Name | CV3 FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 13, 2025 |
| Property Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Document Number | 0005900125 |
| Book / Page | KC 367 / 905 |
| Map Reference | SL 197 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 25101305900125 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2311 PRESTAGE MY #2828, 2828, OMEON 19 |
| Name | Verified Name |
|---|---|
| Address | 11776 W TOUCHROCK LN, KUNA, ID 83634-5211 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 13, 2025 |
| Property Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Document Number | 0005900126 |
| Book / Page | KC 367 / 909 |
| Map Reference | SL 197 |
| Instrument Date | Oct 06, 2025 |
| Instrument | 25101305900126 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | KY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11776 W TOUCHROCK LN, KUNA, ID 83634-5211 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 483, UNION, KY 41091-0483 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Document Number | 0005900138 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 212/166 |
| Instrument | 21050605900138 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 06, 2021 |
| Property Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Document Number | 0005900136 |
| Book / Page | 88 / 847 |
| Map Reference | SL 197 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 21050605900136 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4413 VERMONT AVE, COVINGTON, KY 41015-1836 |
| Document Number | 0005900137 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 212/151 |
| Instrument | 21050605900137 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,987.00 (+0.76%) | $150,000 (-) Land $10,000 Building $140,000 | $150,000 (-) Land $10,000 Building $140,000 |
| 2024 | $1,972.00 (-1.3%) | $150,000 (-) Land $10,000 Building $140,000 | $150,000 (-) Land $10,000 Building $140,000 |
| 2023 | $1,998.00 | $150,000 Land $10,000 Building $140,000 | $150,000 Land $10,000 Building $140,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 657 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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