4414 Merry Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 4414 Merry Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,753 sqft · built 1957
Lot Size	6.05 acres (263,799 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Aug 2018)
Tax Bill	$27 (2025)
Deeds & Mortgages	Nov 2020 Refinance Aug 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`21 40A`

Property Details

APN / Parcel Number

Primary APN	`21 40A`
Alternative APN	`4055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	1,353 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1994
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	263,799 sqft (6.05 acres)
Garage Area	960 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4055
Street Address	4414 MERRY POINT RD
City	LANCASTER
State	VA
Zip	22503-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERRY POINT 6.056 AC WF22/52
Legal Subdivision	MERRY POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	30100

Owner

4414 Merry Point Rd is owned by an individual who bought it in August 2018.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	718 OLD GREENVILLE RD, FAYETTEVILLE, GA 30215-5935
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA COMMONWEALTH BANK
Aug 9, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage VIRGINIA COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Deed Document Number	20181539
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	4414 MERRY POINT RD, LANCASTER, VA 22503-3643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002554
Date	Nov 9, 2020
Instrument	200002554

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 9, 2018
Property Address	4414 MERRY POINT RD, LANCASTER, VA 22503-3643
Document Number	180001539
Instrument Date	Aug 8, 2018
Instrument	180001539
Transaction Type	Construction Loan
Record Updated	Nov 23, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 SILAS DR, WARSAW, VA 22572-3648

Mortgage

Document Number	180001540
Date	Aug 9, 2018
Instrument	180001540

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4414 Merry Point Rd was $27.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00	$503,100 Land $192,300 Building $310,800	$503,100 Land $192,300 Building $310,800
2023	$1,711.00	$271,700 Land $132,300 Building $139,400	$271,700 Land $132,300 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4414 Merry Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4414 Merry Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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