3784 Merry Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 3784 Merry Point Rd, Lancaster, VA 22503 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,444 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Jun 2026)
Tax Bill	$11 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21 62A`

Property Details

APN / Parcel Number

Primary APN	`21 62A`
Alternative APN	`4106`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,444 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	12 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4106
Street Address	3784 MERRY POINT RD
City	LANCASTER
State	VA
Zip	22503-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERRY POINT 1 AC LR22/2065
Legal Subdivision	MERRY POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	30100

Owner

Source: Lancaster County records · APN 21 62A

Assessment roll updated May 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Aug 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Sep 19, 2007	Deed of Trust, Mortgage PENSCO TRUST COMPANY
Jun 26, 2014	Deed of Trust, Mortgage · Line of Credit THE BANK HAMPTON ROADS
Feb 26, 2026	Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDING LLC
Aug 31, 2022	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Feb 26, 2026 · Amount on Record
Deed Document Number	20261102
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0000002065
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 02, 2026
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Document Number	0000001102
Instrument Date	May 28, 2026
Instrument	20261102
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,219.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603

Mortgage

Document Number	0000001103,
Date	Jun 02, 2026
Instrument	20261103

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001104,
Date	Jun 02, 2026
Instrument	20261104

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001342
Date	Aug 26, 2019
Instrument	190001342

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/2520
Date	Sep 19, 2007
Book Page	700/2520

Lender

Name	PENSCO TRUST COMPANY

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001400/908
Date	Jun 26, 2014
Book Page	1400/908

Lender

Name	THE BANK HAMPTON ROADS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 26, 2026
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Document Number	0260000383
Map Reference	MB 319 PG 94
Instrument Date	Feb 23, 2026
Instrument	260000383
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 WESTWOOD CENTER DR STE 110, 110, TYSONS, VA 22182-7525
Investor	Possibly a Property Investor

Mortgage

Document Number	0260000384
Date	Feb 26, 2026
Instrument	260000384

Lender

Name	COMMERCIAL LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 31, 2022
Property Address	3784 MERRY POINT RD, LANCASTER, VA 22503-3603
Document Number	0220002065
Instrument Date	Aug 26, 2022
Instrument	220002065
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 HANSON DR, NEWPORT NEWS, VA 23602-8910

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11.00 (-98.44%)	$216,800 (+93.57%) Land $14,000 Building $202,800	$216,800 (+93.57%) Land $14,000 Building $202,800
2023	$705.00	$112,000 Land $11,000 Building $101,000	$112,000 Land $11,000 Building $101,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Virginia Everywhere	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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