4414 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4414 Cooke St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,355 sqft · built 1922
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3010-05360`

Property Details

APN / Parcel Number

Primary APN	`010-3010-05360`
Alternative APN	`1115489`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,355 sqft Gross Area
1st Floor Area	731 sqft
Basement Area	548 sqft
Finished Basement	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	7,003 sqft (0.16 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	55 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1115489
Street Address	4414 COOKE ST
City	DULUTH
State	MN
Zip	55804-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:061 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	61
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3023
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4414 COOKE ST, DULUTH, MN 55804-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Aug 5, 2010 · Amount on Record
Deed Document Number	20211422394
Prior Transfer Date	May 23, 2014
Prior Transfer Doc	00A1240237
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2021
Property Address	4414 COOKE ST, DULUTH, MN 55804-1950
Document Number	0001422394
Instrument Date	Aug 16, 2021
Instrument	1422394
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4414 COOKE ST, DULUTH, MN 55804-1950

Mortgage

Document Number	0001422395
Date	Aug 20, 2021
Instrument	1422395

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4414 COOKE ST, DULUTH, MN 55804-1950
Document Number	00A1373284
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4414 COOKE ST DULUTH MN 558041950, DULUTH, MN 55804-1950

Mortgage

Document Number	00A1373284
Date	Feb 11, 2020
Instrument	A1373284

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+7.32%) Homeowner's exemption
2025	$4,044.00 (-6.26%) Homeowner's exemption	$331,200 (+6.5%) Land $47,900 Building $283,300	$331,200 (+6.5%) Land $47,900 Building $283,300
2024	$4,314.00	$311,000 (+8.25%) Land $46,200 Building $264,800	$311,000 (+8.25%) Land $46,200 Building $264,800
2022		$287,300 Land $35,600 Building $251,700	$287,300 Land $35,600 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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