4411 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4411 Cooke St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,332 sqft · built 1913
Lot Size0.16 acres (7,003 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Oct 2020)
Tax Bill$3,882 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-3030-01000

Property Details

APN / Parcel Number

Primary APN010-3030-01000
Alternative APN
  • 1097269

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,332 sqft Gross Area
1st Floor Area948 sqft
Basement Area384 sqft
Finished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,003 sqft (0.16 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area220 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1097269
Street Address4411 COOKE ST
CityDULUTH
StateMN
Zip55804-1951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 14 BLOCK:075 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block75
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3012
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-01000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4411 COOKE ST, DULUTH, MN 55804-1951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2020Warranty Deed, Transfer · Conventional with PMI
FRANDSEN BK&TR
May 28, 2020Deed of Trust, Mortgage
NATIONAL BK/CMRC
Sep 19, 2018Grant Deed, Construction Loan · Construction Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2020 · Amount on Record
Deed SaleOct 05, 2020 · Amount on Record
Prior SaleSep 19, 2018 · Amount on Record
Deed Document Number20201392037
Prior Transfer DateFeb 13, 2001
Prior Transfer Doc0000810143
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 05, 2020
Property Address4411 COOKE ST, DULUTH, MN 55804-1951
Document Number00A1392037
Instrument DateSep 28, 2020
InstrumentA1392037
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4411 COOKE ST DULUTH MN 558041951, DULUTH, MN 55804-1951

Mortgage

Document NumberA1392038
DateOct 05, 2020
InstrumentA1392038
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 04, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4411 COOKE ST, DULUTH, MN 55804-1951
Document Number00A1381834
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanySTATE LOUIS COUNTY TITLE COMPANY, ST LOUIS CNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4411 COOKE ST DULUTH MN 558041951, DULUTH, MN 55804-1951

Mortgage

Document Number00A1381834
DateJun 08, 2020
InstrumentA1381834
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
AmountAmount Recorded
Term360 Months
DueJun 07, 2050

September 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateSep 19, 2018
Property Address4411 COOKE ST, DULUTH, MN 55804-1951
Document Number00A1341072
Instrument DateSep 18, 2018
InstrumentA1341072
Transaction TypeConstruction Loan
Record UpdatedOct 02, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$573.87
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4411 COOKE ST DULUTH MN 558041951, DULUTH, MN 55804-1951

Mortgage

Document NumberA1341073
DateSep 19, 2018
InstrumentA1341073
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 18, 2019

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,882.00 (+7.3%) Homeowner's exemption
2025$3,618.00 (-6.37%) Homeowner's exemption$300,000 (+6.35%) Land $47,800 Building $252,200$300,000 (+6.35%) Land $47,800 Building $252,200
2024$3,864.00$282,100 (+8.46%) Land $46,100 Building $236,000$282,100 (+8.46%) Land $46,100 Building $236,000
2022$260,100 Land $35,500 Building $224,600$260,100 Land $35,500 Building $224,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 540 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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