4413 Willow Trl, Sebring, FL 33872 Property Records

Highlands County property record for 4413 Willow Trl, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,429 sqft · built 1998
Lot Size	0.141 acres (6,150 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jun 2020)
Tax Bill	$1,591 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-27-34-28-120-0000-0730`

Property Details

APN / Parcel Number

Primary APN	`C-27-34-28-120-0000-0730`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,087 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,150 sqft (0.141 acres)
Garage Type	Finished
Garage Area	366 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	225 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4413 WILLOW TRL
City	SEBRING
State	FL
Zip	33872-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1FUD
Legal Description	WILLOW GATE PB 15 PG 27 LOT 73
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	WILLOW GATE
Legal Lot Number	73
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4007
Census Tract	960602

Owner

4413 Willow Trl is owned and occupied by an individual who bought it in June 2020.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4413 WILLOW TRL, SEBRING, FL 33872-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Nov 8, 2004 · Amount on File
Deed Document Number	1990227
Deed Book / Page	2760 / 594
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 30, 2020
Property Address	4413 WILLOW TRL, SEBRING, FL 33872-1811
Document Number	0001990227
Book / Page	2760 / 594
Map Reference	MB 15 PG 27
Instrument Date	Jun 19, 2020
Instrument	1990227
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2085 DRUMLIN DR, 2085, GROVE CITY, OH 43123-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 WILLOW TRL, SEBRING, FL 33872-1811

Mortgage

Document Number	0002760596
Date	Jun 30, 2020
Instrument	2760/596

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,076	$176,079 Land $15,000 Building $161,079
2024	$1,591.00 (+2.78%)
2023	$1,548.00 (+2.04%) Homeowner's exemption	$131,219 (+3%)	$166,909 (+11.5%) Land $15,000 Building $151,909
2022	$1,517.00 Homeowner's exemption	$127,397	$149,696 Land $15,000 Building $134,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4413 Willow Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4413 Willow Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20