Highlands County property record for 4405 Willow Trl, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,551 sqft · built 1999 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Sep 2025) |
| Tax Bill | $1,139 (2024) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C274812000000750 |
| Primary APN | C274812000000750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,150 sqft (0.141 acres) |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C274812000000750 |
|---|---|
| Street Address | 4405 WILLOW TRL |
| City | SEBRING |
| State | FL |
| Zip | 33872-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1FUD |
| Legal Description | WILLOW GATE PB 15 PG 27 LOT 75 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 27 |
| Legal Subdivision | WILLOW GATE |
| Legal Lot Number | 75 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4405 WILLOW TRL, SEBRING, FL 33872-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2024 |
| Deed Document Number | 2279717 |
| Deed Book / Page | 3145 / 1402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 4405 WILLOW TRL, SEBRING, FL 33872-1811 |
| Document Number | 0002279717 |
| Book / Page | 3145 / 1402 |
| Map Reference | MB 15 PG 27 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2279717 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | LSP TITLE COMPANY INC, LP TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4405 WILLOW TRL, SEBRING, FL 33872-1811 |
| Name | Verified Name |
|---|---|
| Address | 4405 WILLOW TRL, SEBRING, FL 33872-1811 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,110 (+2.9%) | $179,326 (-11.99%) Land $15,000 Building $164,326 | |
| 2024 | $1,139.00 (+3.92%) Homeowner's exemption | $100,204 (+3%) | $203,752 (+20.06%) Land $15,000 Building $188,752 |
| 2023 | $1,096.00 (+2.91%) Homeowner's exemption | $97,285 (+3%) | $169,704 (+11.6%) Land $15,000 Building $154,704 |
| 2022 | $1,065.00 Homeowner's exemption | $94,451 | $152,069 Land $15,000 Building $137,069 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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