4412 Rainbow Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4412 Rainbow Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 1985
Lot Size	0.218 acres (9,498 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2021)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
APN	`06-1.0-02-001-000-013.022`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-001-000-013.022`

Interior

Building Area	1,268 sqft Base Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,498 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide

Location & Zoning

Street Address	4412 RAINBOW CT
City	SAINT JOSEPH
State	MO
Zip	64506-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:RAINBOW ESTATES LOT:1 BLK:00LGL DESC:
Legal Subdivision	RAINBOW ESTATES
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4412 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	202111193
Deed Book / Page	3768 / 492
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 13, 2021
Property Address	4412 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Document Number	3768/492
Book / Page	3768 / 492
Instrument Date	Oct 12, 2021
Instrument	2021011193
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 RAINBOW CT, SAINT JOSEPH, MO 64506-3641

Mortgage

Document Number	2021011194
Date	Oct 13, 2021
Instrument	2021011194

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+0.05%)	$29,350 (+10.3%) Land $3,900 Building $25,450	$154,430 (+10.31%) Land $20,500 Building $133,930
2024	$2,057.00 (+19.94%)
2023	$1,715.00 (-0.69%)	$26,610 (-) Land $3,900 Building $22,710	$140,000 (-) Land $20,500 Building $119,500
2022	$1,727.00	$26,610 Land $3,900 Building $22,710
2021			$140,000 Land $20,500 Building $119,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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