4402 Rainbow Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4402 Rainbow Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,740 (Feb 2026)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Feb 2026 Mortgage + 1 more
APN	`06-1.0-02-001-000-013.017`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-001-000-013.017`

Interior

Building Area	1,470 sqft Base Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 87 ft wide

Location & Zoning

Street Address	4402 RAINBOW CT
City	SAINT JOSEPH
State	MO
Zip	64506-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:RAINBOW ESTATES LOT:6 BLK:00LGL DESC:
Legal Subdivision	RAINBOW ESTATES
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	702

Owner

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2005	Deed of Trust, Mortgage · Line of Credit NODAWAY VALLEY BANK
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage THE NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	20261287
Deed Book / Page	3816 / 94
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000006284
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02842/0018
Date	Oct 17, 2005
Book Page	2842/0018
Instrument	2005016378

Lender

Name	NODAWAY VALLEY BANK
Address	SAVANNAH, MO 64485

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 23, 2026
Property Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Document Number	0003816/94
Book / Page	3816 / 94
Instrument Date	Feb 20, 2026
Instrument	2026001287
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRD TTL OF ST JOSEPH LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641

Mortgage

Document Number	2026001288
Date	Feb 23, 2026
Instrument	2026001288

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 5, 2022
Property Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641
Document Number	003771/554
Book / Page	3771 / 554
Instrument Date	Jan 4, 2022
Instrument	2022000117
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4402 RAINBOW CT, SAINT JOSEPH, MO 64506-3641

Mortgage

Document Number	2022000118
Date	Jan 5, 2022
Instrument	2022000118

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00	$30,040 (+5.74%) Land $6,650 Building $23,390	$158,100 (+5.72%) Land $35,000 Building $123,100
2024	$2,119.00 (+14.98%)
2023	$1,843.00 (-0.7%)	$28,410 (-) Land $6,650 Building $21,760	$149,540 (-) Land $35,000 Building $114,540
2022	$1,856.00	$28,410 Land $6,650 Building $21,760
2021			$149,540 Land $35,000 Building $114,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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