4412 Naper Bay, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4412 Naper Bay, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,204 sqft · built 1995
Lot Size	0.14 acres (647,177 sqft)
Owner	Individual Name on File
Last Sale	$183,900 (Jan 2006)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-17791-02-107`

Property Details

APN / Parcel Number

Primary APN	`10-17791-02-107`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,204 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	532 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	647,177 sqft (0.14 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4412 NAPER BAY
City	SAINT PAUL
State	MN
Zip	55122-2473
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE TOWNHOMES 2ND ADDITION 8 1 CLIFF LAKE COURTHOMES CIC #125 UNIT #107 1/148 INT BEING PT OF LOTS 1 THRU 8 BLK 1 CLIFF LAKE TOWNHOMES & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 4 BLK 2 CLIFF LAKE TOWNHOMES 2ND
Legal Subdivision	CLIFF LAKE TOWNHOMES 2ND ADDITION
Legal Block	2
Legal Lot Number	107
Legal Unit	107
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1000
Census Tract	60735

Owner

Source: Dakota County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4412 NAPER BAY, SAINT PAUL, MN 55122-2473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2006 · Amount on Record
Deed Sale	Jan 12, 2006 · Amount on Record
Prior Sale	Nov 4, 2003 · Amount on Record
Deed Document Number	2006233894
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4412 NAPER BAY, EAGAN, MN 55122-2473
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003268956
Date	Sep 5, 2018
Instrument	3268956

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+9.24%)	$255,700 (+4.71%) Land $45,100 Building $210,600	$255,700 (+4.71%) Land $45,100 Building $210,600
2024			$244,200 (+0.83%) Land $43,800 Building $200,400
2023	$2,532.00 (+6.3%) Homeowner's exemption	$244,200 (+0.83%) Land $43,800 Building $200,400
2022	$2,382.00	$242,200 Land $43,700 Building $198,500	$242,200 Land $43,700 Building $198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20