Dakota County property record for 4410 Naper Bay, Eagan, MN 55122
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,204 sqft · built 1995 |
| Lot Size | 14 acres (647,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2021) |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-17791-02-108 |
| Primary APN | 10-17791-02-108 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 532 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Lot Area | 647,177 sqft (14 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 4410 NAPER BAY |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55122-2473 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CLIFF LAKE TOWNHOMES 2ND ADDITION 8 1 CLIFF LAKE COURTHOMES CIC #125 UNIT #108 1/148 INT BEING PT OF LOTS 1 THRU 8 BLK 1 CLIFF LAKE TOWNHOMES & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 4 BLK 2 CLIFF LAKE TOWNHOMES 2ND |
| Legal Subdivision | CLIFF LAKE TOWNHOMES 2ND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 108 |
| Legal Unit | 108 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 60735 |
4410 Naper Bay, a townhouse, is owned by two individuals who bought it in July 2021.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4410 NAPER BAY, 108, SAINT PAUL, MN 55122-2473 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 1, 2019 | Warranty Deed, Transfer ALL AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | May 5, 2006 · Amount on File |
| Deed Document Number | 20213480649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jul 28, 2021 |
| Property Address | 4410 NAPER BAY, EAGAN, MN 55122-2473 |
| Document Number | 0003480649 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 3480649 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4410 NAPER # 108, 108, EAGAN, MN 55122 |
| Document Number | 0003480652 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 3480652 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jul 1, 2019 |
| Property Address | 4410 NAPER BAY, EAGAN, MN 55122-2473 |
| Document Number | 0003312436 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 3312436 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $643.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 377 MAPLE ISLAND RD BURNSVILLE MN 553065523, BURNSVILLE, MN 55306-5523 |
The 2025 property tax bill for 4410 Naper Bay was $2,936.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,936.00 | $252,600 Land $45,100 Building $207,500 | $252,600 Land $45,100 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4410 Naper Bay in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4410 Naper Bay has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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