4412 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4412 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1975
Lot Size	0.246 acres (10,729 sqft)
Owner	Individual Name on Record
Tax Bill	$4,803 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62830002300`

Property Details

APN / Parcel Number

Primary APN	`62830002300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,528 sqft
Upper Floors Area	572 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	10,729 sqft (0.246 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	50 sqft
Deck Area	160 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4412 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	MONTCLAIR DIV 3 LOT 23
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	MONTCLAIR
Legal Block	4
Legal Lot Number	23
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

Source: Thurston County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4412 MONTCLAIR DR SE, LACEY, WA 98503-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4412 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004843464
Date	Apr 19, 2021
Instrument	4843464

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4412 MONTCLAIR DR SE, LACEY, WA 98503-3541
Document Number	0004768359
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4412 MONTCLAIR DR SE LACEY WA 985033541, LACEY, WA 98503-3541

Mortgage

Document Number	0004768359
Date	Jul 21, 2020
Instrument	4768359

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4412 MONTCLAIR DR SE, LACEY, WA 98503-3541
Document Number	0004717813
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4412 MONTCLAIR DR SE LACEY WA 985033541, LACEY, WA 98503-3541

Mortgage

Document Number	0004717813
Date	Nov 5, 2019
Instrument	4717813

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00
2025		$461,300 Land $152,200 Building $309,100	$461,300 Land $152,200 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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