4408 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4408 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1975
Lot Size	0.235 acres (10,226 sqft)
Owner	Individual Name on Record
Last Sale	$308,708 (Jun 2018)
Tax Bill	$29 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`62830002100`

Property Details

APN / Parcel Number

Primary APN	`62830002100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	1,050 sqft
Basement Area	483 sqft
Finished Basement	483 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	10,226 sqft (0.235 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	12 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4408 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT MONTCLAIR DIV 3 LT 21 DOCUMENT 018/086
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	MONTCLAIR
Legal Block	4
Legal Lot Number	21
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 18, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 13, 2018	Warranty Deed, Transfer · VA Mortgage HOME FUNDING CORP
Feb 12, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	20184631221
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL NATL SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004902453
Date	Dec 8, 2021
Instrument	4902453

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	60839

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004678847
Date	Apr 18, 2019
Instrument	4678847

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004737760
Date	Feb 20, 2020
Instrument	4737760

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004802863
Date	Nov 23, 2020
Instrument	4802863

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jun 13, 2018
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Document Number	0004631221
Map Reference	VOL18 PG86
Instrument Date	Jun 12, 2018
Instrument	4631221
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLEUI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4053, FEDERAL WAY, WA 98063-4053
Investor	Possibly a Property Investor

Mortgage

Document Number	0004631222
Date	Jun 13, 2018
Instrument	4631222

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 12, 2018
Property Address	4408 MONTCLAIR DR SE, LACEY, WA 98503-3541
Document Number	0004611083
Instrument Date	Feb 6, 2018
Instrument	4611083
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,761.34
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4408 MONTCLAIR DR SE LACEY WA 985033541, LACEY, WA 98503-3541

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00 (-99.29%)
2025		$485,100 (+14.71%) Land $149,900 Building $335,200	$485,100 (+14.71%) Land $149,900 Building $335,200
2024	$4,059.00 (+0.47%)
2023	$4,040.00
2022		$422,900 Land $86,800 Building $336,100	$422,900 Land $86,800 Building $336,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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