4412 Dowery Ln, Belcamp, MD 21017 Property Records

Harford County property record for 4412 Dowery Ln, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,467 sqft · built 1985
Lot Size	0.126 acres (5,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,700 (Jan 1986)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Oct 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-154559`

Property Details

APN / Parcel Number

Primary APN	`01-154559`
Alternative APNs	`1154559` `154559`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,467 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,488 sqft (0.126 acres)
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	154559
Street Address	4412 DOWERY LN
City	BELCAMP
State	MD
Zip	21017-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 348 0.126 AC 4412 DOWERY LANE RIVERSIDE S3 PT 50/35
Legal Subdivision	RIVERSIDE
Legal Lot Number	348
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301704

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4412 DOWERY LN, BELCAMP, MD 21017-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 1986 · Amount on Record
Deed Sale	Jan 21, 1986 · Amount on Record
Deed Book / Page	1304 / 931
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	4412 DOWERY LN, BELCAMP, MD 21017-1318
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 DOWERY LN, BELCAMP, MD 21017-1318

Mortgage

Document Number	0151200415
Date	Oct 21, 2021
Book Page	15120/415

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 (+15.46%)	$259,700 (+25.1%) Land $75,100 Building $184,600	$259,700 (+25.1%) Land $75,100 Building $184,600
2025	$2,451.00 (+9.66%)
2023		$207,600 Land $75,100 Building $132,500	$207,600 Land $75,100 Building $132,500
2022	$2,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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