4407 Dowery Ln, Belcamp, MD 21017 Property Records

Harford County property record for 4407 Dowery Ln, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1985
Lot Size	0.122 acres (5,312 sqft)
Owner	Individual Name on File
Last Sale	$230,500 (Jun 2026)
Tax Bill	$1,982 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-154613`

Property Details

APN / Parcel Number

Primary APN	`01-154613`
Alternative APNs	`1154613` `154613`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,312 sqft (0.122 acres)
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	154613
Street Address	4407 DOWERY LN
City	BELCAMP
State	MD
Zip	21017-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 354 .122 AC 4407 DOWERY LANE RIVERSIDE S3 PT 50/35
Legal Subdivision	RIVERSIDE
Legal Lot Number	354
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301704

Owner

4407 Dowery Ln is owned and occupied by an individual who bought it in June 2026.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4407 DOWERY LN, BELCAMP, MD 21017-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 3, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Nov 8, 1985 · Amount on File
Deed Book / Page	17193 / 204
Prior Transfer Date	Jan 5, 2023
Prior Transfer Doc	0158130088
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 30, 2026
Property Address	4407 DOWERY LN, BELCAMP, MD 21017-1318
Document Number	1719000204
Book / Page	17193 / 204
Instrument Date	Jun 23, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4407 DOWERY LN, BELCAMP, MD 21017-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	1719000211,
Date	Jun 30, 2026
Book Page	17193/211

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 3, 2023
Property Address	4407 DOWERY LN, BELCAMP, MD 21017-1318
Document Number	0158130088
Book / Page	15813 / 88
Map Reference	MB 50 FO 35
Instrument Date	Jan 5, 2023
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5130 CREST HAVEN WAY, PERRY HALL, MD 21128-9793

Tax Assessment & Valuation

The 2026 property tax bill for 4407 Dowery Ln was $1,982, up 12.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,982.00 (+12.74%)	$181,900 (+5.98%) Land $75,100 Building $106,800	$181,900 (-) Land $75,100 Building $106,800
2025	$1,758.00	$171,633	$181,900 Land $75,100 Building $106,800
2023		$151,100 Land $75,100 Building $76,000	$151,100 Land $75,100 Building $76,000
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4407 Dowery Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Dowery Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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