4412 Cremona Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4412 Cremona Dr, Sebring, FL 33872 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage2,372 sqft Living Area
Lot Size12,500 sqft (0.287 acres)
OccupancyOwner Occupied
Last Sale$79,900 (2020)
Tax Bill$2,834.00 (2024)

Property Details

APN / Parcel Number

Primary APNC-04-34-28-151-7490-0030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,372 sqft Living Area
Gross Area3,045 sqft Gross Area
1st Floor2,372 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,500 sqft (0.287 acres)
Depth X Width125 ft x 100 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area456 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area673 sqft Garage

Exterior Amenities

Pool TypePool, Enclosed Pool Type
Pool Area450 sqft Pool
Patio Area383 sqft Patio
PorchOpen Porch
Porch Area775 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address4412 CREMONA DR
CitySEBRING
StateFL
Zip33872-1788
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 3 BLK 749
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block749
Legal Lot Number3
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup2
Census Block2136
Census Tract960503

Owner

Source: Highlands County records · APN C-04-34-28-151-7490-0030

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4412 CREMONA DR, SEBRING, FL 33872-1788
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON HM LNS INC
Jul 15, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 05, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleJul 15, 2020 · Amount on Record
Deed Doc Number202027621406
Deed Book / Page2762 / 1406
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4412 CREMONA DR, SEBRING, FL 33872-1788
Document Number0002011671
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedJan 07, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4412 CREMONA DR SEBRING FL 338721788, SEBRING, FL 33872-1788

Mortgage

Document Number0002011671
DateDec 21, 2020
Book Page002791/000364
Instrument2011671
Lender
NameHAMILTON HM LNS INC
AddressSUNRISE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJul 15, 2020
Property Address4412 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001991760
Book / Page002762 / 001406
Instrument DateJul 15, 2020
Instrument1991760
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4412 CREMONA DR SEBRING FL 338721788, SEBRING, FL 33872-1788

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4412 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001932358
Instrument DateMar 05, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4412 CREMONA DR SEBRING FL 338721788, SEBRING, FL 33872-1788

Mortgage

Document Number0001932358
DateMar 15, 2019
Book Page002682/000640
Instrument1932358
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 14, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$227,180 (+5.99%)$305,210 (-6.16%) Land $39,000 Building $266,210
2024$2,834.00 (+2.31%)
2023$2,770.00 (+1.43%) Homeowner's exemption$214,347 (+3%)$325,238 (+12.22%) Land $37,500 Building $287,738
2022$2,731.00 Homeowner's exemption$208,104$289,810 Land $35,000 Building $254,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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