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4406 Cremona Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4406 Cremona Dr, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,447 sqft Living Area
Lot Size12,500 sqft (0.286 acres)
GarageFinished, 564 sqft
OccupancyOwner Occupied
Tax Bill$2,369.00 (2024)

Property Details

APN / Parcel Number

Primary APNC044815174900020
Alternative APN
  • C-04-34-28-151-7490-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,447 sqft Living Area
1st Floor2,007 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,500 sqft (0.286 acres)
Depth X Width125 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area609 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area564 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area275 sqft Pool
Patio Area507 sqft Patio
PorchOpen Porch
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC044815174900020
Street Address4406 CREMONA DR
CitySEBRING
StateFL
Zip33872-1788
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 2 BLK 749
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block749
Legal Lot Number2
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup2
Census Block2136
Census Tract960503

Owner

Source: Highlands County records · APN C044815174900020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address4406 CREMONA DR, SEBRING, FL 33872-1788
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 28, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Aug 13, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Jul 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Warranty Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleJul 11, 2017
Deed SaleJul 11, 2017
Prior SaleJul 11, 2017
Deed Doc Number0001858942
Deed Book / Page2589 / 0275
Last Transfer DateSep 20, 2022
Transfer Doc0002116117
Record RefreshedJun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateSep 20, 2022
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0002116117
Book / Page2932 / 856
Map ReferenceMB 15 PG 64
Instrument DateSep 20, 2022
Instrument2116117
Transaction TypeTransfer
Record UpdatedOct 05, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4406 CREMONA DR, 4406, SEBRING, FL 33872-1788

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4406 CREMONA DR, SEBRING, FL 33872-1788

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002031499
DateApr 28, 2021
Book Page2819/837
Instrument2031499
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term355 Months
DueNov 01, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001908389
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedSep 05, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4406 CREMONA DR SEBRING FL 338721788, SEBRING, FL 33872-1788

Mortgage

Document Number0001908389
DateAug 20, 2018
Book Page002651/001609
Instrument1908389
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2017
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001858945
Book / Page002589 / 000284
Instrument DateJul 06, 2017
Instrument1858945
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address470 RIDGEMARK DR HOLLISTER CA 950236403, HOLLISTER, CA 95023-6403

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2017
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001858944
Book / Page002589 / 000281
Instrument DateJul 06, 2017
Instrument1858944
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address470 RIDGEMARK DR HOLLISTER CA 950236403, HOLLISTER, CA 95023-6403

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2017
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001858941
Book / Page002589 / 000269
Instrument DateJul 06, 2017
Instrument1858941
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,645.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address470 RIDGEMARK DR HOLLISTER CA 950236403, HOLLISTER, CA 95023-6403

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2017
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001858943
Book / Page002589 / 000278
Instrument DateJul 06, 2017
Instrument1858943
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address470 RIDGEMARK DR HOLLISTER CA 950236403, HOLLISTER, CA 95023-6403

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2017
Property Address4406 CREMONA DR, SEBRING, FL 33872-1788
Document Number0001858942
Book / Page2589 / 0275
Map ReferenceMB15 PG64
Instrument DateJul 06, 2017
Instrument1858942
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7927 LEONARDO ST, 7927, SEBRING, FL 33872-2189

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 RIDGEMARK DR, HOLLISTER, CA 95023-6403

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$198,783 (+5.99%)$268,067 (-6.05%) Land $39,000 Building $229,067
2024$2,369.00 (+2.55%)
2023$2,310.00 (-1.28%) Homeowner's exemption Widower's exemption$187,554 (+3%)$285,329 (+12.19%) Land $37,500 Building $247,829
2022$2,340.00 Homeowner's exemption$182,091$254,332 Land $35,000 Building $219,332

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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